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Vital Signs and Remedies for a Full Spectrum World
by Roxanne Nelson

15 July 2007

Health Insurance

For anyone who doesn’t think we have a problem with health insurance in this country, please read the following post that I found on a forum. I haven’t seen SICKO yet, and I realize that this isn’t an objective movie. But some of the complaints I’ve seen about are really so off-base. Michael Moore is a showman, and his point was to bring attention to the sad state of our healthcare system. And anyone who works in healthcare knows how truly sad it is.

One of the interesting things about SICKO is that Moore veered away from the usual talk about the uninsured, and also addressed the problems people have who do, in fact, have health insurance. Anyway, read on. I have adjusted this post so as not to violate anyone’s copyright. This person is trying to get new health insurance, and not having a good time of it.

I happen to suffer from acid reflux, and the agent that I spoke with says that it is a “pre-existing condition.” Great, thanks for sharing. The best part is what comes next. The whole reason for having insurance is to help me handle my healthcare costs, not to just donate money to a large corporation. But according to this agent, when I apply the medical underwriting department, they will evaluate my condition but I can 99.8% expect that there will be a rider on the insurance plan offered that excludes treatment for anything related to my GERD.

So, what’s the point of the health insurance? My GERD is the primary reason for getting insurance in the first place!! I am on daily medication and it’s expensive. But yet, if I go with this plan, I will not only be paying for health insurance, but also paying for anything related to my acid reflux. And who knows where that will lead to? If I develop any other kind of digestive problem, are they going to say, “Sorry, sucker, but that has to be part of your GERD–you know, the pre-existing condition–and we’re not going to pay. Why don’t you develop headaches instead?”

Do you think he’s frustrated??

— roxanne @ 5:02 pm — Comments (0)